One yeah weall have it you know there's there is alittle bit of I'm carrying a bit of debtyou know and you know that first hundredtwo hundred five hundred thousand thatyou first borrow then it becomesacceptable as part of the routine so Iknow I know all I've got that money comein to cover that that's all right andit's taken care of itself and we've gotit rented and all those I think it'skind of the focuses and if you focus onthe , that you've got that can bequite scary it's like looking you knowdown from a meters you know down butif you focus on the fact that it costsyou two thousand a year.

Servicethat's what it becomes more palatableyet right back to the two kids in theplayground so if the dad's got fivemillion a day over bank I suspect thatthey're worth about they've got probablyassets in the value of eight million asan example so that that is the messageyou know I sit with obviously you knowmillions of dollars in debt but I that'sit's comfortable with me because I knowthe asset-based that's.
Supporting that Iknow the quality of the assets that www.valsqld.com.au areunderpinning that money that you know mywife and I earn that we've borrowed soit is interesting that that people willhave that it so you you will find also Ithink I sort of golf and a little bit ofa tangent here and I'll talk about somepeople need for savings and this is away to save in a way because if theyhave discretionary money they normallyspend it if they see it in the bankaccount but they can pay off a car loanand they can pay off a personal loanpretty easily so.


